I expect to reach platinum in the next few days as a parent with one 14y.o. child. My points for platinum will be 10k. I am getting married next week and will be adding my spouse and their 2 (over 18) children to my insurance. When I do this, what will happen to my bonus points? Will I loose them? What if I have already cashed them out? Once we reach gold and platinum again, do we get more bonus points?