I haven't hit the maximum for points (~10K points, ~1K bucks).
Thank you so much for reaching out to us with your concern! I can understand the concern with your rewards.
That is correct, for every Point you earn one Buck is added to your account for up to 30,000 Bucks per adult per plan year.
When you make a purchase with your Bucks, the Bucks will be deducted but your Point total will stay the same.
If you are not the subscriber on the policy, you will not be able to redeem any rewards. All of the Points and Bucks add to a family total and the subscriber will be the one to redeem any of the Bucks.
Please let me know if you have any further questions or concerns, I would be happy to help!
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