do my points rollover year to year or do I need to spend them before a certain point
That is a great question! I can see how it can cause concerns for your Points and Bucks, I would be more than happy to provide some more information for you!
Your Points will rollover 10% each year at renewal and your Bucks will rollover for up to 2 years depending on your plan. Any Bucks that are set to expire will have a notification on your Go365 account directly under your Bucks total. The notification will be listed at the beginning of the year that they would expire and they will need to be used by the end of that plan year.
Please check out the post below for more detailed information on your plan year renewal.
What Happens When My Plan Year Renews
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